Residential mortgages for home movers
As a whole of market mortgage intermediary, Cornerstone Mortgage Consultants has access to virtually all of the lenders and mortgages available in the UK market to get you most suitable deal. We offer full and impartial advice and will recommend the mortgage best suited to your requirements. Each customer is advised on the most appropriate mortgage contract on an individual basis.
Residential mortgages for first time buyers
Many people find buying a home a daunting prospect, particularly those approaching it for the first time. Cornerstone Mortgage Consultants have a passion for customer service and will not only provide you with advice on the most suitable mortgage, we will manage the whole process for you, acting as a fulcrum between all the relevant parties; the lender, the solicitor, the valuer and the estate agent.
Remortgages from one lender to another to save money
When your current mortgage deal is nearing its end, we can look at the whole of the market in order to ensure you continue to benefit from the most suitable offering from an ever-changing marketplace. A number of lenders will offer offering legal and valuation incentives to assist with obtaining your business.
Mortgages to finance an extension or improvement of existing property or raising funds to clear off other debts
Capital raising mortgages are mortgages which release equity from your property for other purposes. The cash could be for home improvements, a holiday, a new car or simply to consolidate existing debts. This can be a very useful solution to financial problems, whatever you need the money for. The lower interest rates mean that by increasing your mortgage, you will likely pay less than getting an unsecured loan. However, you should consider the fact that it will mean larger mortgage repayments and a longer repayment term. There may also be early repayment charges on your current mortgage *
* Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Buy To Let Mortgages
Cornerstone Mortgage Consultants can give advice on the appropriate mortgage to facilitate the simple one-off purchase through to large scale ‘portfolio’ investments for landlords.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage. Most buy to let mortgages are not regulated by the Financial Services Authority
Second Homes, Holiday Homes, Holiday Lets
Mortgages for second homes, holiday homes and holiday lets can be hard to obtain. Using our experience and knowledge of the market, we can approach the lenders in this market and discuss your case informally prior to making an application.
Start your new financial journey today
Our dedicated team of mortgage and protection experts are here to help you on your way to a financial future that suits your needs.
What our clients say
“The service we received from Cornerstone was
Neil Ramsay, Penicuik
What our clients say
" We would recommend Cornerstone and Gerry Weir - they made the potentially daunting and complex process of a remortgage as painless and straight forward as possible offering clear, considered advice to enable us to make a confident decision. "
A Gatehouse & M Cochrane, London